About three months before their birthday, the SSA mails Social Security statements to workers age 60 and over who are not receiving Social Security benefits and who are not registered for a “my Social Security” account.
On each statement you’ll find
*Full Retirement Age is 66 for anyone born 1943 to 1954. It increases by two months for every year from 1955 to 1959. FRA is age 67 for anyone born in 1960 or later
The statement reminds you that Social Security is meant to be the foundation — and not the sole source — of your retirement income. After reviewing your statement, you may realize that you might need to further supplement your benefits with potential income from a 401(k) or other retirement plan, savings or investments.
To make the most of the personal retirement and disability benefits information sent to you by the SSA, you may want to consider following these four simple steps:
1) Take a few moments to review the diagrams below to see what the statement can tell you.
2) Familiarize yourself with the estimated benefits available to you and your family as outlined on the statement.
3) Schedule an appointment with your investment professional to review your Social Security statement and incorporate any pertinent information into your overall financial plan.
4) If appropriate, this might also be a good opportunity to discuss making changes to your retirement portfolio with your financial advisor or investment professional.
If you have a security freeze, fraud alert, or both on your credit report please ask your credit reporting agency or the Social Security’s Identity Service Provider to lift your security freeze or fraud alert before accessing your account. Source: Social Security Administration.
For further information about your SSA benefits statement, visit Social Security online at ssa.gov.
To create or access your personal Social Security accountssa.gov/myaccount/
Social Security office locatorsecure.ssa.gov/ICON/main.jsp
1 Login.gov, is the public’s one account for simple, secure, and private access to participating U.S. government agencies. 2 ID.me is single sign-on provider that meets the U.S. government’s online identity proofing and authentication requirements.
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